Tag Archives: budget

Challenges and Lessons from our 20 Week No Buy Challenge

19 Apr 16
Megan
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We’ve reached the end of our 20 Week No Buy Challenge and over the weekend Rach and I caught up to celebrate our successes.

In keeping with the No Buy theme, we celebrated with a homemade lunch of soup and sourdough bread with a glass of sparkling wine followed by homegrown peppermint tea and homemade peanut butter cookies.

Celebrating the end of our 20 Week No Buy Challenge with homemade soup and sourdough and a glass of bubbles...

Celebrating the end of our 20 Week No Buy Challenge with homemade soup and sourdough and a glass of bubbles…

As we ate we discussed the challenges we faced during the 20 weeks and what we felt we’d learnt.

My biggest challenge was sticking to the rule of not eating out if I was alone. There were several days where I found myself out and about longer than I had planned to be and in a position where I was contemplating takeaway food. Luckily each time this happened I either made my way to my mum’s and ate there, or someone was available for me to eat out with so I didn’t actually break the rules.

My second biggest challenge was accepting that some things that at the beginning of the challenge I classified as non-essential became essential purchases during the 20 weeks. The t-shirt I’m wearing in the photo above was purchased during the 20 week challenge but it was an essential purchase as I lost at least 3 of my t-shirts and 2 dresses to old age (they became see-through or massive holes that weren’t worth repairing were made while carrying big loads of things into the house). I also gave away a couple of t-shirts because I wasn’t wearing them (they weren’t comfortable on me or they didn’t go with enough of my other clothes). Thus the new t-shirt in the photo above…

Having said that, none of the old clothing went into landfill, I have either cut them up for rags (the see through and holey ones) or I donated them to charity or someone I knew who would get more wear out of them than I was.

Lessons Learnt

I’ve struggled a bit with identifying the lessons I’ve learnt during this challenge, mainly because I didn’t find it all that difficult to comply with and because a lot of what I ‘learnt’ I already knew (the challenge just reinforced it).

The main things it reinforced for me were:

Always prepare for the unexpected.

I could have avoided the unexpected needs for eating out by always taking at least a small snack with me when I leave the house. I did do this most times and it saved me a few times from having to buy something. I also took my zero waste eat out kit (straw, cloth napkin, bamboo spork) everywhere with me and used it on several occasions to avoid using disposables and most trips I took my keep cup as well.

If you can identify your values, it’s easier to say ‘No’ to the things that don’t fit with them but it’s also important to be aware of other people’s values as well.

The No Buy Challenge fit well with my values of being conscious of the impact my actions have on the environment and the wider community. There were several purchases we made as a family (E wasn’t participating in the challenge) that, if it was just me, I would not have made but that were made because they fit with E’s values. There were other purchases we considered that I said No to because they didn’t fit well with my values and I couldn’t see any long term benefit for anyone in the family.

Each of us are individuals and we need to make compromises at times if we are to maintain healthy relationships. We need to set our own boundaries about what is acceptable and what isn’t.

Buying is the cultural norm and it’s difficult to move away from these habits.

Although I’ve never been a big spender, participating in this challenge made me more aware of the times where, in the past, I would’ve just made a purchase without really thinking about it. Even most of my few purchases during the challenge (the earrings early on, a duplo set and a few children’s books secondhand, and the t-shirt mentioned above) were made without much thought about them before hand. It was only after I bought them that I actually considered what they meant in terms of the challenge.

Rach had a lot more trouble with this than I did, there were several times during the challenge where she contacted me because she was considering a purchase and needed to discuss the options and whether they were actually essential. She also found that she enjoys shopping and for that reason alone it was difficult to stop.

Not buying new things makes you appreciate what you have.

Both Rach and I removed things from our houses during this challenge. Rach gave several bags of clothes to charity and took the time to assess what she has in her wardrobe. I, as mentioned above, lost several items of clothing to old age and gave away a few items that I didn’t wear.

We’ve both realised that we have enough, and for some things (clothes in particular) more than enough, in our lives. We are grateful that we live in a society where we have choices for clothing, shoes, kitchen appliances and other household items. We are not living below the poverty line and don’t need to struggle to meet our basic needs.

I like making conscious choices that align with my values.

Although it takes more time, during this challenge I’ve added several more homemade items to our lives. As well as the laundry liquid, cloth napkins, peppermint and fruit we already make or grow, I’ve been trying my hand at making my own sourdough bread (so far no reactions) and other ‘old fashioned’ recipes that are better for my health and the environment.

Although there are a few purchases I now need to consider making (new underwear and sandals to start with) I’m still going to be conscious of my purchases and my allocation of my time and resources. This No Buy Challenge has helped me to progress my larger challenge of living a simple, sustainable and meaningful life.

Did you participate in the challenge?

If so, what did you learn? If not, would you consider a challenge like this in the future?


Zero Waste Purchases: No Buy Challenge Update Week 11

16 Feb 16
Megan
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I did some shopping this week…

There, I got that off my chest. I didn’t break my rules for the 20 week no buy challenge, but I did buy things I wouldn’t normally buy (they were on my to-buy list a long time.

If you’re a regular reader you’d be aware that I’ve yet again been trialling new drugs and suffering from very frustrating side effects that are impacting on my quality of life.

In particular, the brain fog (which I had got to manageable levels) has been so bad I’ve pretty much been unable to do any work for the last few weeks apart from attending meetings (listening but not contributing as much as I usually would) and writing here on the blog.

Yesterday, when I came onto the computer to do some work (I didn’t manage to actually do any work in the end)* I got completely distracted. Don’t ask me what distracted me because I honestly don’t know but somehow I ended up looking at sustainable living/baby related sites.

Our kitchen has several plastic and glass (pyrex) storage containers but as part of my journey towards zero waste I’ve been wanting to get my hands on some leak proof stainless steel containers for getting meat from the butcher. I also wanted to get my own spork to go into my zero waste eating out kit instead of transporting a cutlery set (i.e. cut my kit back to a spork, straw and napkin, along with my sandwich wrap, jar of snacks and stainless steel drink bottle for longer trips out and about.

My original zero waste eat out kit... spoon, chopsticks, straw and napkin. I want to replace the normal sized spoon and chopsticks with a reasonable sized spork (a more flexible tool with less to carry around)

My original zero waste eat out kit… spoon, chopsticks, straw and napkin. I want to replace the normal sized spoon and chopsticks with a reasonable sized spork (a more flexible tool with less to carry around)

On one of the sites I ended up on I found a good special on both of these items so jumped in and bought myself 2 stainless steel containers (with BPA free lids that seal and a removable divider inside) and a bamboo spork.

My zero waste purchases

My zero waste purchases

I also bought my supplements online for the first time (calcium and folate), so now I’m waiting excitedly for my packages to arrive!

I’ve also started a list of things that I will need to consider buying in the near future. Because my wardrobe is now so minimal and I wear my favourite things most days, I’ve reached the point where things are starting to wear out.

Some of these things won’t be replaced, like the 2 dresses that reached the “I can see my undies through them” point in the last few weeks, because I have already decided I had more than I actually needed of these items.

I’m now down to 7 dresses. I wear dresses almost every day, all year round. Seven is probably still more than I need but as things wear out I consider whether I need to replace it or if something else I already own fills the same niche. I’m getting closer to the magical 33 Items recommended by Courtney Carver from Be More with Less in her Project 333 (I’m down to 36 items, excluding underwear, shoes, and accessories – scarves, jewellery, hats, etc).

Other things will need to be replaced, like undies. I bought 4 new pairs of undies from the local shops in July last year (bonds brand). These are already reaching the point where they’re starting to go see-through or holey. They’re also not very comfortable to wear anymore, riding up or falling down regularly.

My other 3 pairs of undies I bought online in March (2 months earlier) and they’re still going strong with no sign of being even close to worn out. They’re extremely comfy and actually function as pads (just add inserts) by themselves if you want them to. Last time I bought 3 pairs of the charcoal grey colour.

I want to keep some colour in my collection so I’m considering replacing the most uncomfortable ones I’ve got with more of the Maia Hipster Lunapanties but in other colours (one pair each of aquamarine, festival pink, and royal stripe).

The more uncomfortable ones are still ok at the moment, and the ones I want are reasonably expensive for underwear, so I’m going to hold off as long as I can (hopefully until the end of the challenge in 9 weeks).

I’m also going to need to replace my sandals at the end of summer. The inner lining tore the other week and although we have attempted to fix it the patch is already tearing as well so they’ll need to be replaced. I have worn them pretty much every hot day since October 2014 so I guess they’ve done their stint (probably equivalent to almost a year of daily wear).

I’m considering Birkenstock sandals like this or this because they’re meant to be long lasting, and sustainably and ethically made.

How do you decide when it’s time to let go of your favourite items?

*I have managed to do some work today which is great! I’ve been really stressed about how bad my ability to get things done has been, especially given I have commitments to meet.

Week 8 No Buy Challenge: swaps and give aways

26 Jan 16
Megan
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We’re quickly approaching the half way point in our 20 Week No Buy Challenge and so far there haven’t been too many difficult decisions I’ve needed to make.

Over the last week in fact, I’ve given away a lot more items then we’ve had come into the house which feels great. On the weekend Rach (who’s doing this challenge with me) brought over a top she no longer needed/wanted. It fits with my colour scheme (greens and pinks) and is made of cotton so we traded. In exchange for the top I gave her some material to use in her conversion of one of her dresses to a skirt.

On the same day I also had one of my other friends over and let her go through the big bag of clothes I had taken out of my wardrobe over the last few months. Most of the clothes were things I’d either not worn in over 12 months or I’d gotten something that does the same job (little black dress for example) but fit better with my wardrobe guidelines (the new little black dress is cotton and has pockets). From this process, Janelle (my friend), received a few short sleeved shirts for work and a couple of dresses and a beautiful leather bag with matching belt. She described it as:

“shopping without actually spending money”

E has mentioned that he thinks I’m getting a bit obsessive with the decluttering but I don’t see it that way. Yes, the process seems to have some level of inbuilt momentum… the more I do it, the more I want to reduce… but I’m not thinking about it 24/7 like I tend to do when I get obsessed with a topic.

I’ve seen so many great benefits from reducing the amount of stuff I own. I have always struggled with keeping the house clean and often became overwhelmed by tasks that need doing but lately that’s started to change. Now that most things have a home, and one that isn’t stuffed so full it’s difficult to fit everything in, it’s generally very easy for me to put things away as soon as they’ve been used. This means keeping the house clean is much easier. I find that my stress levels are much lower now that there are generally clear shelves and counter tops. I know what I own and I’m not tempted as often by impulse purchases.

Have you been on a decluttering journey? What benefits have you found?

Have you ever swapped items with friends instead of buying new?

Week 7 No Buy Challenge: Celebrations, side effects and PEM

19 Jan 16
Megan
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Another successful week for the No Buy Challenge. I’ve been so busy dealing with health related activities and issues that I haven’t had a chance to do any shopping at all. 🙂

There were a few things I was tempted by, but I managed to either find alternatives or get past the temptation.

On Sunday we spent the afternoon down at the beach. We went for a swim, I floated in the water, and then went to a friends birthday/promotion party in the surf club. It was a wonderful afternoon, but as you’d expect it was way too much for me in one day. I’m still dealing with PEM (Post Exertional Malaise) today and it’ll probably take another day or two at least to get back to my ‘normal’.

Warning: The rest of this post may be TMI (Too much information) for those who know me closely, read on at your own discretion….

Set up for a day on the couch... Water and tea, tablet and headphones, tv controller...

Set up for a day on the couch… Water and tea, tablet and headphones, tv controller…

As I mentioned last week I’ve been trialling Cymbalta (only at 10 mg a day) at the recommendation of my Pelvic Pain Specialist. It’s now been just over a week since I started it and I’ve been struggling with quite a few side effects even though I’m on such a low dose!

Of the common side effects I’ve been dealing with dizziness, drowsiness, dry mouth, low energy, and nausea (to the point of feeling like throwing up).

In addition to that:

  • I’ve felt like there are little electric shocks going all the way through my body and causing me to be very light headed and shaky.
  • High levels of pain down the inside of my limbs (especially my left leg).
  • Painful, tingly breasts with milky discharge from both. This is listed as a RARE side effect on WebMD but it came as a big surprise to me.

I’ve got an appointment with my GP on Thursday to get the results to the blood tests taken last week and will be asking his opinion. At this point I’m going to give the drug at least another week but I’m not sure if it’s worth continuing long term with this drug, it has reduced the general aching but there are so many other pains and side effects that I’m not sure it’s worth it.

Have you had any strange or rare side effects from any medications you’ve tried?

How long do you give drugs before you decide if they’re working or not?

Week 6 No Buy Challenge: A New Year

12 Jan 16
Megan
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Over the last week I’ve done well with the No Buy Challenge and haven’t spent any money (on myself – my husband and I bought a few things together for the house but that is outside of my challenge as I’m doing this as an individual challenge).

There were a few times when I felt the urge to go shopping (especially for junk food when my energy levels were very low) but I managed to avoid that.

How?

I found other things to focus my time on.

I did more decluttering and now have a pile of things I want to give away. I’ve put together a few presents for people I know I will be needing presents for in the next few months and I’ve asked a friend over to go through the rest of the stuff before I donate it to charity.

I played games with my husband… we’re playing through the Lord of the Rings card game at the moment.

I napped… My energy levels have been very low, especially over the weekend, so I’ve spent a lot of time napping.

I worked… I had a meeting during the week and worked on the Foggy Frog and the Pain Gang picture book. I also went for a walk with my mum to check out one of the sites for the Biodiversity trails I’m developing.

I read and wrote… I spent time reading blog posts each day as well as writing my own posts.

I meditated… I have an app on my phone that has a lot of guided meditations. One of the things I’m doing in my aim to balance this year is to do at least 2 guided meditations a day… one on waking and one at bed time… most days I’m also doing one mid-day as well. Each is between 3 – 13 minutes long.

These activities were not only to distract me from buying but (probably more importantly) distracting me from the pain I live with on a daily basis. For the last 3 months my pain levels have been slightly higher than average so it has been important for me to find ways to distract myself from it.

What do you do to distract yourself? – from pain, from impulse shopping, from anything…

Week 4 & 5 No Buy Update: Revising the rules…

05 Jan 16
Megan
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It’s been 2 weeks since my last update for the No Buy Challenge.

During that time we’ve had lots of time with family and friends celebrating Christmas and the New Year. This kept purchasing to a minimum but there were Boxing Day Sales (and Closing Down Sales) in a few places that we checked out.

At one of these sales I picked up a new washing basket (ours was falling to pieces) and a wicker basket for my bike… Although I haven’t used my normal bike in a while because of my health, we’re planning to get me an electric bike in the next few months and the basket will allow me to carry around the things I need without getting hot and sticky with a bag on my back. (It’s also something i’ve always wanted – a nice wicker basket on my bike).

2015-12-28 12.52.00 2015-12-28 12.52.04

It slips off easily to be carried when you reach your destination. The only reason I got it now (before the bike) is the shop was closing down and it was over 50% off.

So, as you’ve probably guessed by now the basket (and the new bike to come soon) were not on my original exemption list but have been on my to purchase list for a few years now.

Just to reiterate (for myself, as well as for you), my rules were:

Things I will not be buying:
  • Clothing – exceptions will be made if something I have only one of (e.g. leggings) completely die. Otherwise, make do with what I have.
  • Shoes and accessories (this should be easy, I haven’t bought anything new in this category for quite a while and have only just received a new pair of earrings from my husband as an anniversary gift).
  • Junk food (this will be a struggle for me, although not often I do find when I’m feeling at my worse I do tend to grab some apricot slices or chocolate).
  • Eating out or takeaway alone. I will still eat out with family and friends but try to make each outing meaningful and when I’m eating alone I will make my own food or eat leftovers from home.
  • Other Non-essentials – toys, games, fancy new gadgets… (I’m sure I’ll be tempted by some things but can’t think of them right now, so that’s what this category is meant to be covering).
Things I will still be buying:
  • Necessities – groceries, house related bills, etc.
  • Gifts for others – my focus will be on making sure gifts fit with Elena’s 5H Code of Holiday Giving. Where possible I will make gifts at home, if this isn’t possible I will aim for gifts to be at least 2 of the following – Handmade, Healthy, Helpful and from Here (local) – and will focus on experiences.
  • Experiences and events that fit with my values.
  • Work related expenses.
  • Things that have been on my to-buy list for over a year (especially if they come up on special)*
    • New electric bike and relevant equipment (basket, bell, bike lock, etc)
    • Winter hat (not wool) – struggling to find one that suits me and I’m not allergic to so if I find one I’ll get it.

*Newly added to cover the few things I’ve forgotten.

How have you been going with the challenge if you’re participating? Do you keep a to-buy list?

Week 3 No Buy Review: Christmas is coming

22 Dec 15
Megan
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10 comments

In regards to my health, I’ve struggled a lot again this last week thanks to the continued changes in weather. Pain and fatigue have been constant and the few days I’ve been a little better (and some of the bad days) have been busy thanks to appointments/social events. Given all of this it hasn’t been too difficult to stick with the no buy challenge but I was tempted by a couple of dresses that appeared on the Facebook page of my favourite vintage shop…

2015-12-16 07.04.132015-12-17 07.00.24

Why was I tempted by these dresses?

Earlier this year, as part of my decluttering I decided to give away any clothes that were no longer comfortable for me to wear. I’m still working on this but I did donate my ‘Christmas dress’ (the dress I’ve worn for Christmas for the last 4 years) because the zip was just not comfortable for me any more.

Christmas 2013

Christmas 2013

Having a nap during Christmas 2013…

I loved that dress, it looked great and even had pockets, but I had got to the point that every time I wore it the zip felt like it was cutting my back open so it went… At least I know it went to a wonderful lady who will get great use out of it.

Now that Christmas is coming closer I realised I didn’t have my Christmas dress. The dresses from Push Pin look amazing and, apart from colour, they look like they fit my new guidelines for purchases (when the No Buy Challenge ends – I’ll explain these in a different post later).

How did I avoid the temptation?

Well, as I’ve already stated my health hasn’t been the best so even if I had been tempted enough I didn’t really have the energy or strength to head into the shop and try them on.

I also decided that my Christmas dress doesn’t have to be red…

One of my favourite dresses that I already own is a beautiful teal green colour that could be dressed up Christmassy.

The top of the dress...

The top of the dress…

During an interview earlier this year...

During an interview earlier this year…

The photos don’t really show me the colour properly…

I still have my Christmas earrings and wear the same Christmas hat (see photos above) each year at Christmas Eve dinner with the in-laws.

Do you have a specific outfit you wear for Christmas?

If you’ve joined in the challenge, how are you going?

A social weekend – Week 2 No Buy Review

15 Dec 15
Megan
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Another week has past and the No Buy challenge is going well. You can check out Rach’s week in review here.

Thanks to my energy being so low the majority of my week was spent at home either listening to audio books or reading. During the week, my only outings were dinner with my husband’s parents and an acupuncture appointment.

From Friday to Sunday were pretty full of social activities (at least for me). Even though my energy was still very low and pain higher than ‘normal’, I try and make an effort to have at least one or two social outings a week (usually visiting my mum and one other event).

I had visitors at our house on Friday. Morning tea with one of my friends who I enjoy spending time with but don’t get to see often enough. Lunch with my dad and his girlfriend. Generally I aim for only one catch up in a day but occasionally life gets in the way (it happened twice this weekend).

Saturday we went to a friends place for a bbq dinner. Again this was someone I hadn’t seen in a long time and it was great to catch up with everyone there. We stayed a few hours and then went home so I could rest.

Sunday we again had friends over for morning tea and then went to a friends house for lunch and a swim (they have a pool).

Over all, it was a very VERY busy weekend for me but every now and then I feel it’s important to go with the flow and deal with the effects afterwards.

This close to Christmas there are usually a few Christmas get togethers. This year there aren’t as many but I still want to spend time with family and friends.

In the next week we’re going to the movies (tickets pre-bought by my husband before the challenge started), I have an exercise physio appointment and I get to pick up my new glasses.

How was your week? How are you feeling in the lead up to the Christmas Crazy period?

ps sorry no pictures this week…

A 20 Week No Buy Challenge

01 Dec 15
Megan
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Wow, I can’t believe it’s December already! I’m so happy that I managed to make it through the last month of daily posts for National Blog Posting Month. It was a struggle but I made it thanks to being able to schedule a few posts in advance each week to cover days that I would be busy or my energy was too low.

Now that NaBloPoMo is over for 2015, I’m going to cut back a bit on my posting and aim for 2 – 3 posts a week.

My friend Rach, from Around the World with Rachael, has invited me to join her in a 20 Week No Buy Challenge starting today, December 1. She will also be posting about this today so I’ll let her share her rules and reasons for participating in this challenge.

My reasons for participating in this 20 week challenge is not only to support Rachael as she does it but to continue my journey towards a simple, sustainable and meaningful life now that the A-Z Guide has been completed.

I have previously stated on social media that I was going to attempt a full year of ‘No Buy’ in relation to clothing, however I didn’t succeed in that. When my leggings died a few months ago I held off but did end up buying a new pair of leggings, a top and a dress. I did make sure I removed at least one item (sometimes up to 3) from my wardrobe for each new thing I brought in.

I’m happy with my wardrobe as it is at the moment, so not buying clothes and jewellery should be easy for me; especially for 20 weeks. Given that, I’m expanding my rules (or modifying them) slightly from what Rachael is going to focus on (clothing, shoes, accessories).

Megan’s 20 Week No Buy Challenge Rules

Things I will not be buying:
  • Clothing – exceptions will be made if something I have only one of (e.g. leggings) completely die. Otherwise, make do with what I have.
  • Shoes and accessories (this should be easy, I haven’t bought anything new in this category for quite a while and have only just received a new pair of earrings from my husband as an anniversary gift).
  • Junk food (this will be a struggle for me, although not often I do find when I’m feeling at my worse I do tend to grab some apricot slices or chocolate).
  • Eating out or takeaway alone. I will still eat out with family and friends but try to make each outing meaningful and when I’m eating alone I will make my own food or eat leftovers from home.
  • Other Non-essentials – toys, games, fancy new gadgets… (I’m sure I’ll be tempted by some things but can’t think of them right now, so that’s what this category is meant to be covering).
Things I will still be buying:
  • Necessities – groceries, house related bills, etc.
  • Gifts for others – my focus will be on making sure gifts fit with Elena’s 5H Code of Holiday Giving. Where possible I will make gifts at home, if this isn’t possible I will aim for gifts to be at least 2 of the following – Handmade, Healthy, Helpful and from Here (local) – and will focus on experiences.
  • Experiences and events that fit with my values.
  • Work related expenses.

Rachael is planning to post a weekly update, so I will too. In her posts Rachael will be sharing an outfit from her own wardrobe (given her focus is on fashion related shopping). I might do the same thing to show you how my (almost) minimal wardrobe works for me.

The photos will be simple shots taken on my phone so won’t be the best quality but will share what I have in my wardrobe.

I’ll start with what I’m wearing today…

 

Maxi dress - crash day

It’s a crash day for me today with pain and fatigue quite high so I’m wearing my maxi dress (maternity dress from Target a few years ago). I may add a jumper later on if it cools down any more than it is right now.

So, what can you expect from me over the next few months?

I’m cutting back my posts from daily to something more sustainable (2-3 posts a week). One of those weekly posts will be (for the next 20 weeks at least) an update on how I’m going with our #nobuychallenge. The other posts will be either health or lifestyle related posts that I hope will continue to provide support and inspiration for you, my readers.

You can join in with our challenge by commenting on our posts (or writing your own) letting us all know about what you’re doing. Modify the rules to suit yourself. If you do share your challenge on social media, let’s use the hashtag #nobuychallenge so we can find posts easily.

B is for Budget

03 Nov 15
Megan
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6 comments

Join me on a journey towards a simple, sustainable and meaningful life. Throughout November we will be exploring each category of the A-Z guide to a simple, sustainable and meaningful life. Today we’re looking at B… Budget.

This guide has been written from the point of view of someone living with chronic illness but the topics and concepts discussed are relevant to everyone and anyone.

B is for Budget

Budget is quite often seen as a dirty word, something that is only necessary if you’re in debt or in trouble, too difficult to actually implement and stick to but it doesn’t have to be.

The same can be said for the word ‘sustainability’. When people hear it they think hippie, greenie, alternative… When I hear it I think long lasting, able to maintain, continuity.

I think to live a sustainable life, it’s important to think about and establish budgets, especially when you live with a chronic illness.

When I talk about budgets I’m not only talking about financial budgets. I’m also talking about energy, time and mental budgets. To me a budget is a plan or guideline to how I plan to use my money, time, energy, etc. Each plan must still be flexible to allow for life fluctuations.

Budgeting is a way of identifying my limits and tracking how I’m going in maintaining those limits.

Personally, I currently have 2 ‘budgets’ developed, our monthly financial and my daily energy/steps budget, and I’m looking at setting others to further help me with pacing and maintaining my health.

For our finance budget I just use one of the templates available in excel. My energy/steps budget is more of a target I aim for… At the moment my target range is to stay within 4,000 to 6,000 steps per day. This is something I’ve slowly built up to from under 2,000 steps a day. Some days with appointments I go over this, others I may be under because of extremely low health, but in general I am now able to maintain it.

The next ‘budget’ I need to set up is more of a routine than a budget. I’m going to allocate specific times of day to specific activities (or intensity of activity) to better help me with pacing. This is something that is being recommended by my Exercise Physio as a means of taking control of my life rather than trying to live around my appointments.

What areas of your life do you need to work on budgeting? The obvious area is your finances but where else can you think of?